From: ACS Division of Chemical Health and Safety <DCHAS-L**At_Symbol_Here**Princeton.EDU> On Behalf Of Monique Wilhelm
Sent: Friday, November 6, 2020 7:10 AM
To: DCHAS-L**At_Symbol_Here**Princeton.EDU
Subject: Re: [DCHAS-L] Who pays when a graduate student gets hurt?

I agree with Bob and would like to see a symposium or panel with some insurance experts included.

Hi Neal,

 

Just because they are eligible for private/personal health insurance coverage, why should that coverage be used to cover treatments for an injury in the laboratory while completing research activities?  If that's indeed the expectation, that should be relayed to graduate students in advance before they accept an institution's offer letter.

 

I'm with Debbie on this one, I was shocked when I learned just how many 'shades of grey' there are with respect to applicability of Worker's Compensation coverage for graduate students.  Especially if one obtains merit-based funding from scholarships, fellowships, and traineeships. 

 

My quick $0.02,

Chris

 

 

From: NEAL LANGERMAN <neal**At_Symbol_Here**CHEMICAL-SAFETY.COM>
Sent: Monday, November 2, 2020 5:27 PM
Subject: Re: Who pays when a graduate student gets hurt?

 

ACS does not write medical insurance. However most grad students will qualify for the Affordable Care Act coverage. 

Sent from Neal Langerman's NEXUS 6.
Standard client confidentiality terms apply.

 

On Mon, Nov 2, 2020, 16:44 Robert H. Hill, Jr. <roberth_hill**At_Symbol_Here**mindspring.com> wrote:

Maybe   this could be a topic for a symposium or a webinar or a panel discussion.  Wonder if the ACS insurance moguls would have ideas about this?

-----Original Message-----
From: Debra M Decker <00001204b93f9a5e-dmarc-request**At_Symbol_Here**LISTS.PRINCETON.EDU>
Sent: Nov 2, 2020 3:56 PM
To: DCHAS-L**At_Symbol_Here**Princeton.EDU
Subject: Re: [DCHAS-L] Who pays when a graduate student gets hurt?

This is a good summary of the topic. 

 

Graduate students,  doing the heavy lifting of discovery research to support grant funding for higher education,  can sustain life-altering injuries with no remedy from workers comp for those injuries.  Student medical insurance may cover the acute treatment but chronic, ongoing treatment is not covered.  Once again, the problem is recognized but those with the power to fix it choose not to.

 

Infuriating 

 

D-

 

 

On Nov 2, 2020 3:41 AM, DCHAS Membership Chair <membership**At_Symbol_Here**DCHAS.ORG> wrote:

The higher education press discovers this issue (again). C&EN is the reporting outlet this time.

- Ralph

Who pays when a graduate student gets hurt?
Complex policies and poor communication make workers' compensation a mess for US graduate students

https://cen.acs.org/safety/lab-safety/pays-graduate-student-hurt/98/i42

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Robert H. Hill, Jr., Ph.D.

Stone Mountain, GA 30087

roberth_hill**At_Symbol_Here**mindspring.com

 

RAMP for Safety: Recognize hazards, Assess risks of hazards, Minimize risk of hazards, Prepare for emergencies

 

"The Safety Ethic: I value safety, teach safety, work safely, prevent at-risk behavior, promote safety, and accept responsibility for safety." 

 

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